Private / Hard Money Program Highlights:

We Lend on: Individuals, Corporations, LLC's & Trusts!

Purchase / Refinance / Construction / Rehab / Line of Credit Construction Completion / REO/ Foreclosures / Short Sales!
Property types we lend on:
  • Residential
  • Unique Properties
  • Mixed Use
  • Multi Unit
  • Retail
  • Commercial
  • Industrial
  • Office Buildings
  • Improved Lots
  • Apartments

  • Residential "Fix-and-Flip" Bridge Lending (term: <12 mos.)
  • Residential "Fix-and-Rent" Lending (term: 12-60 mos.)
  • Commercial Real Estate Bridge Lending (term: 12-60 mos.)

Program Details:

Location: California
Property Type: 1-4 unit residential
Documentation: bank statements or stated income
Occupancy: non owner occupied.
Pre Pay: 3 mo. interest guarantee
Loan Amounts: $50,000 minimum
Term: 6 - 60 months
Rate: 10.00 to 12.00%
Points: 3 - 5 points
Minimum Down Payment: 0 to 40% based on deal.
Recommended Reserves: approximately 50% of rehab costs & six months payments.
Rehab Budget: Funds are released in two to three draws.
Loan to Value (LTV): up to 65% A.R.V. on rehab loans or ASIS value with no fund control
FICO: No minimum FICO
Rehab Timeline: 06 - 24 mo.
Underwriting and Loan Documents: $800 - 1,500
Timeline to Fund: 5 to 10 days
Lien Position 1st and 2nd max CLTV of 65%

asterisk Rates and terms subject to change without notice.

Please note: since every deal is different contact us with your scenario for more information and we will determine the loan amount, origination fee and term of the loan, based on (project) the quality of the property, location of the property, credit worthiness of the borrower, the amount or size of the loan after initial underwriting.

ECOA CA. Bureau of Real Estate, License No. 01358720, NMLS ID 503753.